Electronic Data Equipment

EDP Policies insure against loss or damage to electronic data processing equipment and media owned, leased or used by the insured. Computerized production equipment may also be insured in addition to conventional computer equipment. Coverage may or may not include breakdown and power interruption. This coverage is available through various inland marine markets and is not standardized. Forms should be compared with respect to exclusions, on- and off-premises coverage and transit. The valuation basis is a consideration because most computer systems will not be replaced with systems of like kind and quality due to changes in technology.


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