Cyber Liability

Addresses the first- and third-party risks associated with e-business, the Internet, networks and other similar assets of a business. Risks could include privacy violations, the infringement of intellectual property or virus transmission passed from first to third parties via the Web. Cyber Liability coverage also offers protection for exposures arising out of Internet communications.

As businesses of all types increase their reliance on technology to store their data or their clients’ data on computers, they face increased computer attacks, viruses and security breaches. Traditional coverage forms alone — including Property, GL, Crime and E&O — typically fall short of covering information and network-related risks. Cyber Liability coverage fills the gaps by offering exceptional first- and third-party cyber risk coverage to address a broad range of exposures.

Key benefits of a cyber liability policy include:

• Covers both online and offline services
• Covers security breaches, mistakes and unauthorized employee acts, including virus attacts, hacking, identity theft or private information loss, and infringing or disparaging content
• Covers network information enterprise-wide, not just information on Web sites
• Includes theft of others’ trade secrets and proprietary or confidential information from the insured

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